Budget Redo

I sent in the paperwork to have my retirement contribution upped another .02%. But I'm not starting it until the end of this month so I can have 2 good higher paychecks now that we got our annual .03% raise to put towards CC's and savings. So I spent a good amount of the day redoing the budget.

Also, I have decided that somehow we are going to have to send S to get some schooling. I just don't think he'll get a decent career without some college hours. He can't even join a local police dept. as a cadet in the academy until he has at least 60 college hours. And he probably won't get any financial aid other than loans b/c of my salary, so I opened up an Emigrant.com account today that will serve as the S education fund. In order to fund this I have cut in half the payments to one of our CC's--but it's a CC that has 0% interest until Sept. 2008. I figure by that time S will be out of school and employed with a higher salary so we can tackle that CC by then with full gusto!

So the savings accounts we have now are:

1. Regular savings account for the EF
2. My credit union savings account for property taxes
3. S's credit union savings account for his car fund
4. Emigrant savings account for DH's education fund

I hope to be able to send him to school in January. That would be kick-ass!