Today I got 2 free credit reports and paid for one score. I didn't want to pay to get all the scores, so I just got one. It seems to be right at average, or in the "Prime" category. Personally, I think it should be higher! I've got so much damn credit these days (over $40K in credit cards alone) that I don't even use and haven't made a late payment in years now that I do online banking and check everything everyday. Still, that's just one score out of 3.
The big problem is that stupid timeshare I let foreclose which has to be one of the biggest financial mistakes of my life--buying the damn thing, not letting it foreclose. I was fine with letting it foreclose but it has dinged my credit rating a little bit, that's for sure.
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