Tuesday, August 25, 2009

At Least Now I'll Be a Lot Richer Moneywise

It's amazing how much damn money S cost me. Now that he's out of my life and budget, my re-done household budget through January 2010 is much fatter. I am going to have SO much more $ by the end of the year. He was SO expensive to keep: massages, clothes, car repairs, haircuts, cell phones, cell phone plan, gas, movies, wrestling Pay per Views, DVD's, XBox and games, PSP and PSP movies and games, Starbucks, CUSTODY BATTLE!!!!!!!!!!!!! And his daughter too. And I have a copy of his Social Security statement to prove that he has never made any significant income--EVER.

So yep. My days of footing the bills are over. Any men that dare to cross my path in the future better be prepared to SPEND. And one more thing: if I ever get married again, there WILL BE A PRENUP. I now know that marriage is a contract and a business arrangement in addition to all that other stuff it's supposed to be too.

Friday, August 14, 2009

Changed my W-2

It's always a challenge to try and stay one step ahead (legally) of the KGB I mean IRS. I have recently changed my W-2 at Job #2 so that hopefully having more $ taken out from here on out will soften next year's tax bill. Having a second job really hurts a gal, as far as the tax bill is concerned.

Reasons to be optimistic:
  1. I have never adjusted my W-2 ever since I started working a second job back in 2007
  2. I continue to max out my FSA at work (a measly $1,500, but still, every penny counts)
  3. I did not do any skin care classes this summer at the public library, so will not be "punished" for that extra income
Reasons to be a little worried come April 2010 anyway:
  1. S didn't work 8 months last year and this year he was employed all year; hence his income will be a lot higher
  2. I contributed only the bare minimum (well, with a .05% on top of that because I like round numbers!) to my 403(b)--but I did that last year too since I was the only one working and we needed all the cash we could get at the time for living expenses and frankly, I am gonna keep this up anyway and open a Roth IRA as soon as is humanly possible! I'd rather pay the taxes now than when I retire anyway since I do expect to have my income keep going up, up, up...

Tuesday, August 4, 2009

Bad Grocery Shopping Idea

Since I am always at freakin' work or in the car I thought I would force S to help me out with the grocery shopping, which I do 100% of. So I sent him and the baby to get groceries last week--I needed nothing at the time, I usually eat on the road so I just told him to get what they needed. When I shop for the household I typically spend $60-80 at the most. They spent $122!!!!!!!!!!!!!! And they got mostly JUNK food: chips, salsa, doughnuts, chocolate, soda. Arrrrgh!