I bought my 1st 3 Xmas gifts today: 1 for Mudflap, 1 for S, and 1 for me! They were bought online, so no tax and no gas money spent going shopping. This year our holiday budget is once again completely part of our household budget, meaning nothing will be bought on credit and once the holidays are over, we are completely DONE for the year with no loose ends to wrap up on anything.
I have to say something about these lower gas prices: they have completely saved our ass. I paid $1.79 for gas today in Pasadena. I have been able to lower our weekly gas budget by 50% and again, being able to do so has allowed us to not worry about the holidays as well as keep a regular schedule with our marriage counselor, since my FSA was all spent up in October. Now any medical expenses beyond that are just having to be paid "full price" for, unfortunately.
HOWEVER--I have only lowered our weekly gas budget through December b/c I fear that once the holidays get closer, gas prices will shoot back up. If this does not happen, then we will be sitting even more pretty as the New Year starts, which we will also need b/c I got our property tax bill last week and come its due date of Jan. 31, we will be a couple of hundred bucks short so any gains we make in December will only go to help our property tax situation. And if gas prices do shoot back up like I'm fearing they might, then it's in the budget and planned for.
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